:root {
  --navy: #073b4c;
  --navy-deep: #042d3a;
  --mint: #37d6b0;
  --mint-soft: #e9fbf6;
  --orange: #ff7a45;
  --orange-dark: #ee6230;
  --ink: #122b33;
  --muted: #637980;
  --line: #dfe9e8;
  --cream: #f7faf8;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 82px; }
body {
  color: var(--ink);
  font-family: "Be Vietnam Pro", sans-serif;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

.navbar {
  min-height: 76px;
  border-bottom: 1px solid rgba(7, 59, 76, .08);
  box-shadow: 0 4px 24px rgba(18, 43, 51, .04);
}
.navbar-brand { display: inline-flex; align-items: center; gap: 10px; color: var(--navy); font-size: 1.14rem; font-weight: 600; }
.navbar-brand:hover { color: var(--navy); }
.navbar-brand strong { color: var(--orange); font-weight: 800; }
.logo-mark {
  width: 40px; height: 40px; display: inline-grid; place-items: center;
  color: white; background: var(--navy); border-radius: 12px 12px 12px 4px;
}
.nav-note { color: var(--muted); font-size: .78rem; font-weight: 500; }
.nav-note i { color: #16a47e; margin-right: 5px; }

.btn { border-radius: 12px; font-weight: 700; letter-spacing: -.01em; }
.btn-primary { background: var(--navy); border-color: var(--navy); }
.btn-primary:hover, .btn-primary:focus { background: var(--navy-deep); border-color: var(--navy-deep); }
.btn-accent {
  display: inline-flex; align-items: center; justify-content: center; gap: 12px;
  min-height: 54px; color: #fff; background: var(--orange); border: 0;
  box-shadow: 0 12px 26px rgba(255, 122, 69, .24);
}
.btn-accent:hover, .btn-accent:focus { color: #fff; background: var(--orange-dark); transform: translateY(-1px); }

.hero {
  position: relative; min-height: 720px; padding: 72px 0 82px; overflow: hidden;
  background:
    linear-gradient(90deg, rgba(248,252,250,.98) 0%, rgba(248,252,250,.94) 45%, rgba(239,249,246,.65) 100%),
    radial-gradient(circle at 80% 20%, #dff9f2 0, transparent 35%);
}
.hero::before {
  content: ""; position: absolute; inset: 0; opacity: .34; pointer-events: none;
  background-image: radial-gradient(rgba(7,59,76,.18) .7px, transparent .7px);
  background-size: 22px 22px;
  mask-image: linear-gradient(to right, black, transparent 55%);
}
.hero-orb { position: absolute; border-radius: 50%; filter: blur(2px); }
.hero-orb-one { width: 300px; height: 300px; right: -120px; top: 50px; border: 50px solid rgba(55,214,176,.1); }
.hero-orb-two { width: 80px; height: 80px; left: 5%; bottom: 10%; background: rgba(255,122,69,.08); }
.eyebrow {
  display: flex; align-items: center; gap: 10px; color: #16876f;
  font-size: .76rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase;
}
.eyebrow span { width: 24px; height: 2px; background: var(--mint); }
.hero h1 {
  max-width: 650px; margin: 18px 0 22px; color: var(--navy); font-size: clamp(2.65rem, 5vw, 4.7rem);
  font-weight: 800; letter-spacing: -.055em; line-height: 1.05;
}
.hero h1 em { color: var(--orange); font-style: normal; }
.hero-copy { max-width: 570px; color: var(--muted); font-size: 1.06rem; line-height: 1.8; }
.hero-points { display: flex; gap: 26px; margin-top: 34px; }
.hero-points > div { display: flex; align-items: flex-start; gap: 9px; color: var(--muted); font-size: .78rem; line-height: 1.5; }
.hero-points i { color: #19ae86; font-size: 1rem; }
.hero-points strong { color: var(--ink); font-size: .82rem; }
.trust-line { display: flex; align-items: center; gap: 14px; margin-top: 38px; }
.avatar-stack { display: flex; padding-left: 10px; }
.avatar-stack span {
  width: 36px; height: 36px; display: grid; place-items: center; margin-left: -10px;
  color: #fff; background: var(--navy); border: 3px solid #fff; border-radius: 50%; font-size: .58rem; font-weight: 700;
}
.avatar-stack span:nth-child(2) { background: #268d76; }
.avatar-stack span:nth-child(3) { background: var(--orange); }
.trust-line strong, .trust-line small { display: block; }
.trust-line strong { font-size: .74rem; }
.trust-line small { margin-top: 3px; color: var(--muted); font-size: .65rem; }

.form-stage { position: relative; min-height: 570px; }
.stage-image {
  width: 78%; height: 520px; margin-left: auto; display: block; object-fit: cover; object-position: 64% center;
  border-radius: 44px 12px 44px 12px; box-shadow: 0 28px 60px rgba(7,59,76,.14);
}
.lead-card {
  position: absolute; left: -34px; bottom: -30px; width: 390px; padding: 30px;
  background: rgba(255,255,255,.97); border: 1px solid rgba(255,255,255,.7); border-radius: 22px;
  box-shadow: 0 26px 70px rgba(7,59,76,.2); backdrop-filter: blur(10px);
}
.card-kicker { color: var(--orange); font-size: .68rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.lead-card h2 { margin: 6px 0 4px; color: var(--navy); font-size: 1.55rem; font-weight: 800; letter-spacing: -.03em; }
.lead-card > p { margin-bottom: 20px; color: var(--muted); font-size: .75rem; }
.form-floating > .form-control {
  height: 58px; min-height: 58px; border: 1px solid var(--line); border-radius: 12px;
  color: var(--ink); font-size: .85rem;
}
.form-floating > .form-control:focus { border-color: var(--mint); box-shadow: 0 0 0 .22rem rgba(55,214,176,.12); }
.form-floating > label { color: #71858a; font-size: .78rem; }
.form-floating > label i { margin-right: 5px; color: var(--navy); }
.form-floating > label span { color: #9aa8ab; font-size: .66rem; }
.consent-check { color: var(--muted); font-size: .65rem; line-height: 1.5; }
.consent-check a { color: var(--navy); font-weight: 700; }
.form-check-input:checked { background-color: var(--navy); border-color: var(--navy); }
.secure-note { margin-top: 14px; color: #75898e; font-size: .61rem; text-align: center; }
.secure-note i { margin-right: 4px; color: #1aa27d; }
.form-status { min-height: 0; font-size: .7rem; text-align: center; }
.form-status.error { margin-top: 10px; color: #bd3c2e; }

.partner-bar { padding: 25px 0; background: var(--navy); color: #fff; }
.partner-bar .container, .partner-list { display: flex; align-items: center; justify-content: space-between; gap: 25px; }
.partner-bar p { max-width: 360px; margin: 0; color: rgba(255,255,255,.72); font-size: .67rem; line-height: 1.6; }
.partner-list { flex: 1; justify-content: flex-end; }
.partner-list span { color: rgba(255,255,255,.86); font-size: .68rem; font-weight: 600; }
.partner-list i { margin-right: 6px; color: var(--mint); font-size: 1rem; vertical-align: middle; }

.section-pad { padding: 100px 0; }
.section-heading { max-width: 680px; margin: 0 auto; }
.section-heading h2, .how-it-works h2, .transparency h2, .faq h2 {
  margin: 15px 0; color: var(--navy); font-size: clamp(2rem, 4vw, 3.15rem); font-weight: 800; letter-spacing: -.045em; line-height: 1.15;
}
.section-heading p, .how-it-works .col-lg-5 > p, .faq .col-lg-5 > p { color: var(--muted); line-height: 1.8; }
.benefits { background: #fff; }
.feature-card {
  position: relative; height: 100%; padding: 34px; overflow: hidden;
  background: #fff; border: 1px solid var(--line); border-radius: 22px; transition: .25s ease;
}
.feature-card:hover { transform: translateY(-6px); box-shadow: 0 22px 48px rgba(7,59,76,.1); }
.feature-card.featured { border-top: 4px solid var(--orange); box-shadow: 0 20px 50px rgba(7,59,76,.09); }
.feature-icon { width: 58px; height: 58px; display: grid; place-items: center; border-radius: 16px; font-size: 1.45rem; }
.feature-icon.mint { color: #13866c; background: var(--mint-soft); }
.feature-icon.orange { color: var(--orange); background: #fff0ea; }
.feature-icon.blue { color: var(--navy); background: #eaf4f7; }
.feature-number { position: absolute; top: 27px; right: 30px; color: #edf2f1; font-size: 2.3rem; font-weight: 800; }
.feature-card h3 { margin: 28px 0 12px; color: var(--navy); font-size: 1.13rem; font-weight: 800; }
.feature-card p { margin: 0; color: var(--muted); font-size: .83rem; line-height: 1.8; }

.how-it-works { background: var(--cream); }
.text-link { display: inline-flex; align-items: center; gap: 8px; margin-top: 12px; color: var(--orange); font-size: .82rem; font-weight: 800; text-decoration: none; }
.text-link:hover { color: var(--orange-dark); }
.steps { position: relative; }
.steps::before { content: ""; position: absolute; left: 31px; top: 60px; bottom: 60px; width: 1px; border-left: 1px dashed #a9c5be; }
.step { position: relative; display: flex; gap: 25px; padding: 22px 28px; margin-bottom: 12px; background: #fff; border: 1px solid var(--line); border-radius: 18px; }
.step-icon { flex: 0 0 auto; position: relative; width: 64px; height: 64px; display: grid; place-items: center; color: var(--navy); background: var(--mint-soft); border-radius: 18px; font-size: 1.35rem; }
.step-icon span { position: absolute; right: -6px; top: -6px; width: 22px; height: 22px; display: grid; place-items: center; color: #fff; background: var(--orange); border: 3px solid #fff; border-radius: 50%; font-size: .55rem; font-weight: 800; }
.step h3 { margin: 3px 0 7px; color: var(--navy); font-size: 1rem; font-weight: 800; }
.step p { margin: 0; color: var(--muted); font-size: .77rem; line-height: 1.65; }

.transparency { padding-top: 30px; background: var(--cream); }
.transparency-box { position: relative; padding: 55px; overflow: hidden; color: #fff; background: var(--navy); border-radius: 28px; }
.transparency-box::after { content: ""; position: absolute; width: 280px; height: 280px; right: -100px; top: -120px; border: 45px solid rgba(55,214,176,.1); border-radius: 50%; }
.eyebrow-light { color: var(--mint); }
.transparency h2 { color: #fff; font-size: clamp(1.8rem, 4vw, 2.8rem); }
.transparency p { max-width: 700px; margin: 0; color: rgba(255,255,255,.67); font-size: .82rem; line-height: 1.8; }
.clear-list { position: relative; z-index: 1; margin: 0; padding: 0; list-style: none; }
.clear-list li { padding: 11px 0; border-bottom: 1px solid rgba(255,255,255,.1); font-size: .8rem; font-weight: 600; }
.clear-list i { margin-right: 10px; color: var(--mint); font-size: 1.1rem; }

.faq { background: #fff; }
.accordion-item { border-color: var(--line); }
.accordion-button { padding: 24px 5px; color: var(--navy); font-size: .9rem; font-weight: 700; box-shadow: none !important; }
.accordion-button:not(.collapsed) { color: var(--orange); background: transparent; }
.accordion-button::after { background-size: 1rem; }
.accordion-body { padding: 0 5px 24px; color: var(--muted); font-size: .8rem; line-height: 1.75; }

.final-cta { padding: 70px 0; background: linear-gradient(135deg, #e8faf5, #f8fbfa); }
.cta-inner h2 { margin: 18px 0 8px; color: var(--navy); font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 800; letter-spacing: -.04em; }
.cta-inner p { margin-bottom: 25px; color: var(--muted); }
.cta-icon { width: 54px; height: 54px; display: inline-grid; place-items: center; color: #fff; background: var(--navy); border-radius: 17px 17px 17px 5px; font-size: 1.3rem; }

footer { padding: 62px 0 20px; color: rgba(255,255,255,.65); background: #032b37; }
.footer-brand { color: #fff; margin-bottom: 20px; }
.footer-brand:hover { color: #fff; }
footer p { max-width: 480px; font-size: .72rem; line-height: 1.8; }
footer h3 { margin-bottom: 18px; color: #fff; font-size: .76rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
footer a:not(.navbar-brand) { display: block; width: fit-content; margin-bottom: 12px; color: rgba(255,255,255,.6); font-size: .71rem; text-decoration: none; }
footer a:hover { color: var(--mint); }
.footer-bottom { display: flex; justify-content: space-between; margin-top: 45px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.08); font-size: .62rem; }
.mobile-cta { position: fixed; z-index: 1025; left: 0; right: 0; bottom: 0; padding: 10px 14px; background: rgba(255,255,255,.95); border-top: 1px solid var(--line); backdrop-filter: blur(10px); }

@media (max-width: 1199.98px) {
  .lead-card { left: -10px; width: 370px; }
  .stage-image { width: 85%; }
}

@media (max-width: 991.98px) {
  .hero { padding-top: 58px; }
  .hero h1 { max-width: 760px; }
  .hero-copy { max-width: 700px; }
  .form-stage { max-width: 720px; margin: 10px auto 0; min-height: 610px; }
  .stage-image { width: 72%; height: 560px; }
  .lead-card { left: 0; bottom: -5px; }
  .partner-bar .container { align-items: flex-start; flex-direction: column; }
  .partner-list { width: 100%; justify-content: space-between; }
  .section-pad { padding: 80px 0; }
  .transparency { padding-top: 20px; }
}

@media (max-width: 767.98px) {
  body { padding-bottom: 74px; }
  .navbar { min-height: 66px; }
  .logo-mark { width: 35px; height: 35px; }
  .navbar-brand { font-size: .95rem; }
  .hero { min-height: auto; padding: 45px 0 60px; }
  .hero h1 { font-size: 2.65rem; }
  .hero-copy { font-size: .92rem; }
  .hero-points { flex-wrap: wrap; gap: 18px; }
  .form-stage { min-height: auto; margin-top: 35px; }
  .stage-image { width: 100%; height: 320px; border-radius: 28px 8px; object-position: 62% center; }
  .lead-card { position: relative; left: auto; bottom: auto; width: calc(100% - 20px); margin: -70px auto 0; padding: 25px 20px; }
  .partner-list { align-items: flex-start; flex-direction: column; gap: 14px; }
  .section-pad { padding: 65px 0; }
  .section-heading h2, .how-it-works h2, .faq h2 { font-size: 2rem; }
  .feature-card { padding: 28px; }
  .step { padding: 18px; gap: 18px; }
  .step-icon { width: 54px; height: 54px; }
  .steps::before { left: 27px; }
  .transparency { padding-top: 10px; }
  .transparency-box { padding: 35px 24px; border-radius: 20px; }
  .footer-bottom { align-items: flex-start; flex-direction: column; gap: 10px; }
}

@media (max-width: 430px) {
  .hero-points > div { width: calc(50% - 10px); }
  .hero h1 { font-size: 2.35rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}